FINANCE OR LEASE A JAGUAR IN RICHMOND AND GREATER VANCOUVER

Now that you’ve found the Jaguar vehicle that’s a perfect combination of luxury and capability, it’s time to choose a financing solution that fits your lifestyle. One of the questions we often hear at Jaguar Richmond is: Loan or lease, which is better? The truth is, there’s no singular solution to your auto financing needs. We all have different priorities–in cars, life, and finances. When deciding on leasing vs. financing, what’s right for one person can be totally wrong for another.

FINANCING OR LEASING: WHICH IS RIGHT FOR YOU?

Generally, leasing offers lower monthly payments than financing, as well as the benefit of owning a new car every two or three years. However, financing offers its own set of advantages. Luckily, we have a team of finance experts who are happy to help you find the best option for you.

Leasing a Jaguar:

Leases are great for customers who would like to be driving a new vehicle every two or three years and prefer the peace of mind of driving a vehicle that is under warranty and has the latest safety features. With leases, you never have to pay the tax on the entire car, just the part you use.
(i.e. $12,000 residual saves $1,560 in taxes).

With strong residuals, there is a chance that the car won’t be worth what the LEV is pegged at, and that is depreciation the customer doesn’t have to pay, because they can walk away. This is especially true of vehicles at the end of their model cycle.

It allows you the opportunity to reassess your purchase at the 36 or 48-month mark. If you are still happy and the car fits your needs, then you can exercise the option to purchase, or look at something new that starts with a new warranty again.

Leasing can save you money in a number of ways. In the event that you are in a collision, you won’t bear the brunt of additional depreciation caused by disclosure of that accident. In most cases, you will also be out of the car by the time more expensive services (80,000 km service) and non-warranty items start to cost you money.

Some people are skeptical because they think there are hidden costs associated with leasing a vehicle. However, with full disclosure as mandated by the law, there are no hidden costs or additional expenses that you are not aware of. When you choose us for your Jaguar lease near Tsawwassen, you’re guaranteed a transaction that’s based on honesty, transparency, and trust when you choose to work with Jaguar Richmond.

Financing a Jaguar:

Financing a Jaguar gives you complete ownership of your vehicle. With financing, you are able to build up trade-in or resale value. This is an option that make sense If you drive more-than-average miles, plan to own the vehicle for a long time or have upcoming lifestyle changes.

You’ll also have the flexibility to customize your car however you’d like as well as being payment free after paying off your loan.

If you prefer to own your vehicle outright and plan to own for the long-term, then financing a Jaguar will be your best option.

Jaguar Richmond Credit Pre-Approval:

We understand that people can get into complex financial positions through a wide number of circumstances, and we want to help. Our comprehensive finance department wants to work with you to make your dream Jaguar purchase a reality. We treat every case differently to deliver personalized service that is applicable to your specific needs.

We have connections with lenders across the area and are happy to provide you with a list of great options and rates. Our finance team has years of experience under their belt with a variety of customer, vehicle and financial situations.

Let’s Get Started:

If you are ready to purchase a Jaguar vehicle in Richmond, start by filling out our online credit application. After that, our sales team will reach out to you to continue your application and find you the exact Jaguar vehicle that suits your needs.